Ayr Farmers Mutual Insurance Company is a financially strong, policyholder-owned and well-managed property and casualty Mutual insurer with written premiums of $30 million annually. We offer farm, residential, commercial, marine and automobile protection and coverage through a dedicated network of agents and brokers. AFM is located in close proximity to Kitchener, Waterloo and Cambridge. 


Current Opportunities


Manager of Underwriting Services

Our Manager of Underwriting Services is retiring and we are looking for an innovative leader to coach and mentor our underwriting team. In this role you will build and execute operational underwriting plans that support the vision and goals of Ayr Farmers Mutual. You’ll draw from your knowledge and experience to influence the strategic direction of our underwriting department. This is your opportunity to enhance our risk eligibility, pricing models and develop new service driven products that truly make a difference to our Policyholders. You’ll collaborate with our partners and employees to ensure our underwriting philosophies are aligned to our work practices. Reporting directly to the Chief Operating Officer, this is a great opportunity to learn, grow, develop and help to define our underwriting direction.

Manager of Underwriting Services Responsibilities

  • Lead our team of Personal Lines and Commercial Lines Underwriters by providing, coaching, mentoring, development, feedback communication, training and support
  • Promote an exceptional working environment that prioritizes communication, collaboration and service for our Policyholders
  • Execute on our underwriting business strategy with a customer centric focus on profitable growth through risk selection, accurate rating, focused growth and risk retention for Personal Lines and Commercial Lines business
  • Understand and assess internal processes and products
  • Provide expertise, guidance and advice to our underwriting and sales teams on complex underwriting decisions
  • Create operational efficiencies where practices and offerings can be improved and enhanced
  • Grow and develop new products, rating models and ways of doing business that keep pace with changing customer needs, industry trends, and technological advances in our industry
  • Review and build on underwriting portfolios to ensure health and sustainability of book
  • Create underwriting quality program and complete file reviews and audits to ensure accuracy and consistency in our underwriting practices
  • Provide your opinion, insights and recommendations as part of the Ayr Farmers Mutual team
  • Understand and manage service levels to meet customer needs
  • Support direct reports through times of change

Manager of Underwriting Services Requirements

  • Post-secondary education or equivalent experience is required
  • CIP or FCIP designation strongly preferred
  • Minimum 7 years underwriting experience required
  • Exposure to Personal Lines Auto, Personal Lines Property, Commercial Lines Auto, Commercial Lines Property, Agribusiness/Farm is strongly preferred
  • Minimum 3 years of experience leading and developing strong teams
  • Understanding and application of intermediate to advanced underwriting concepts
  • 3 or more years in Agribusiness underwriting strongly preferred
  • Project management experience an asset

If this exciting opportunity to join a great organization that has seen consistent growth year over year is of interest to you please send your resume and cover letter to James Paradis, Manager of HR Services at: JamesP@ayrmutual.com

Accommodation at Ayr Farmers Mutual Insurance Company

We are committed to a selection process and work environment that is inclusive and barrier free. Human Resources will work with the applicant and the selection committee to arrange reasonable and appropriate accommodation for the selection process which will enable you to be assessed in a fair and equitable manner

We thank all applicants in advance for their interest. However, only those under consideration will be contacted.


Ayr Digs Downtown Giveaway

Monday, July 16, 2018

DO YOU DIG DOWNTOWN AYR? We sure do... Enter the #AYRdigsDOWNTOWN Giveaway! We're giving away 4 gift certificates to some of our business partners that are affected by the road work in downtown Ayr! Keep up to ... Read more

Insurance for Buildings Under Construction or Renovation

Monday, April 9, 2018

The thought of building something new is exciting. You’ve saved for a long time to build your dream kitchen, to expand your home with an addition or to build a new barn, workshop or garage. Most people consider ... Read more

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more