Home Insurance

Insurance for your home, cottage, condominium, rental property, including marine and watercraft coverage.



Farm Insurance

Insurance for poultry, grain, dairy, equine, hog and hobby farm operations, including rural homes with acreage.



Auto Insurance

Insurance for your vehicle including cars, trucks, ATVs, motorcycles and snowmobiles.



Commercial Insurance

Specialized insurance coverage for contractors, offices, retail, churches, residential rentals and home-based businesses.


The Mutual Difference

Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses.  

When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members. This is truly the mutual difference... sharing the positive results of a successful year with our members.


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Trees, Lawns, Shrubs and Plants - Are They Covered?

Tuesday, July 04, 2017

When was the last time you thought about insurance coverage for that tree in your yard? Our guess: likely never. We see a lot of damaged greenery this time of year. We find that homeowners are unaware of the Home ... Read more

What Kind of Insurance Do I Need for My Hair Salon?

Monday, June 05, 2017

Have you always wanted to start up a commercial hair salon, beauty parlour or even a barber shop? Not sure what kind of insurance you will need? The short answer: a Retail Package Policy . A Retail Package Policy ... Read more

Should I Insure My Fishing Gear?

Wednesday, May 31, 2017

It’s 6 a.m. You stand at the edge of an old wooden dock to take in the beautiful Ontario scenery. The sun is rising and the fog is slowly lifting. The wind is absent and the water is glass. You see a fish surface in the ... Read more