Skip to Main Content

How to Protect Your Property from Winter and Spring Water Damage

As temperatures rise in the snowy parts of Ontario, homeowners should prepare for the impact of melting snow and rain.

The combination of snowmelt and rain can lead to excess water pooling around your home, farm, or business. This increases the risk of moisture damage, basement flooding, and structural issues.

Taking preventative steps now can help minimize the risk of water damage to your property and save you from costly repairs down the road.

12 Steps to Reduce Water Damage Risk to Your Property

1. Clear Window Wells
Shovel out window wells and keep basement windows closed to prevent water from seeping in.

2. Remove Snow from Foundation Walls and Vents
Snow buildup against your home can lead to moisture penetration. Clear it away from foundation walls, gas meters, and dryer or furnace vents.

3. Keep Exterior Doorways Clear
Shovel snow away from patio doors and other exterior entrances to prevent water from collecting and seeping inside.

4. Shovel Snow Off Decks
Move accumulated snow off decks and away from your home to prevent excess water pooling around the foundation.

5. Carefully Remove Icicles
Large icicles hanging from your eaves can lead to ice dams and roof damage.

6. Check Downspouts
Make sure your downspouts are clear of debris and directing water away from your home. Consider adding extensions if necessary.

7. Protect Outdoor Faucets
Keep snow and ice away from outdoor taps to prevent freezing and bursting pipes when they thaw.

8. Keep Basement Drains Clear
Ensure floor drains are unobstructed to allow water to flow away freely.

9. Test Your Sump Pump
Make sure your sump pump is in working condition, including its battery backup in case of a power outage.

10. Direct Water Away from Your Foundation
Ensure proper drainage around your home by clearing pathways for melting snow to flow safely away.

11. Move Valuables to Higher Ground
If you store important items in your basement, consider moving them to upper floors to protect against unexpected flooding.

12. Roof Snow and Ice Removal
If ice and snow need to be removed from your roof, it’s safest to hire an expert to handle it properly. If possible, you could also use a roof rake with a long handle to safely remove snow without damaging your roof.

Why Prevention Matters

Water damage can lead to mold growth, foundation cracks, and costly repairs that could have been avoided with a few proactive measures. By taking time now to protect your property, you can prevent unnecessary stress and financial strain in the future.

With the right preparation, you can keep your property safe and dry throughout the thaw. Stay ahead of the melt—caring for your property today can help avoid major damage tomorrow.

Want Additional Tips?

The Insurance Bureau of Canada has put together their Top 10 Tips to Prepare for a Mid-Winter Thaw. Read through them here: https://www.ibc.ca/news-insights/news/ontarians-encouraged-to-prepare-for-mid-winter-thaw

Talk to your Ayr Farmers Mutual Insurance Agent or Broker today about your insurance coverage, or request a free, no obligation quote on insurance.

Get a Quote

Disclaimer: The information provided on this blog is for educational purposes only and is not intended as professional insurance advice. The coverage, terms, and conditions of each insurance policy are unique and subject to individual circumstances. The information provided does not guarantee the availability or suitability of any insurance policy for your specific needs. You should not rely on the information in the blog as an alternative to professional advice from your Insurance Broker or Insurance Company. If you have any specific questions about any insurance matter, please consult a Licensed Insurance Agent or Insurance Broker for personalized advice and guidance.

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our Agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our Agents are happy to help provide you with information, so you can make the best decision—For You.

Get Started Today

(519) 632-7413 Contact