Knowing the value of the contents of your home is vital to being properly insured.
One of the best ways to know if your belongings are covered is to do a complete inventory of your contents and review it with your agent/broker.
A home inventory will help you itemize your property if you need to make a claim, and it is a good way to test if your overall policy limits are adequate. You should include a list of contents, a brief description or photograph and an estimate of the replacement value of each item.
Click here for a sample home inventory form.