Identity Theft Protection

 

  1. Sign all credit cards when you receive them and never lend them to anyone.
  2. Cancel and destroy credit cards you don’t use and keep an accurate list of the ones you use regularly.
  3. Carry only the identification information and credit cardsthat you actually require. Do not carry your social insurance number (SIN); leave it in a secure place. This also applies to your passport and other travel documents such as International Student Identity Cards.
  4. Pay attention to your billing cycles and follow up with your creditors and utility companies if your bills do not arrive as scheduled.
  5. Carefully review  each  of  your  monthly  credit  card statements and immediately report discrepancies to the issuing company.
  6. Destroy paperwork you no longer need, such as banking machine receipts, utility bills and credit card receipts. Destroy pre-approved credit card applications you do not need before you dispose of them.
  7. Secure personal information both at home and at the office.
  8. Never give personal information over the phone, through the mail or over the Internet unless you initiated the contact and are familiar with the organization or person with whom you are dealing.
  9. Never give personal information over the phone, through the mail or over the Internet unless you initiated the contact and are familiar with the organization or person with whom you are dealing.
  10. Password-protect your credit card, bank and phone accounts. Avoid using easily determined PIN numbers and never keep a record of them with you. Change your computer password regularly or as prompted by  the operating system.
  11. When using the Internet, take security precautions by using encryption, digital signatures, and protected payment methods. Install a firewall and/or other anti-virus software to protect your computer and wireless connections from unauthorized users and viruses.
  12. Order a copy of your credit report from a major credit- reporting agency at least once a year. Make sure your credit report is accurate and includes only those activities that you authorized.

If you suspect Identity Fraud has occurred:

  1. Promptly notify your bank and credit card companies.
  2. Report your suspicions to the police and the RCMP “phone buster” unit 1-888-495-8501
  3. Advise your passport office.
  4. Cancel all bank or credit cards.
  5. Notify Canada Post if you feel your monthly bills are being monitored.
  6. Obtain a new OHIP, SIN and drivers license.
  7. Notify the Privacy Commissioner at: www.privcom.gc.ca

For additional information on identity theft visit: www.safecanada.ca

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