payramount-commercial-insurance

Ayr Farmers Mutual offers a variety of commercial package policies to cover most lower hazard operations. Each package provides coverage for property including special extensions, loss of earnings, crime and commercial general liability. We can also consider non-package policies for operations that don’t fit the eligibility criteria for the packages.


The following brochures highlight information about the packages as well as additional products and coverages.

church

Church

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contractors

Contractors

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home-business

Home Based Business

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office

Office

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residential retail

Residential Rental

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retail

Retail

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BLOG POSTS

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more

Are Insurance Rates Higher if Your Local Firehall is Volunteer?

Monday, January 22, 2018

Are home insurance rates higher when your local firehall is volunteer? The short answer is no. When Ayr Farmers Mutual rates a building, we consider three grades of fire protection, which are not conditional on the ... Read more

What Does No Fault Insurance Mean?

Tuesday, January 16, 2018

  No-Fault Insurance is one of the most misunderstood terms in insurance. A common misconception is that it means that no one can be considered at-fault for a motor vehicle collision. However, that is not the ... Read more