Ayr Farmers Mutual offers a variety of commercial package policies to cover most lower hazard operations. Each package provides coverage for property including special extensions, loss of earnings, crime and commercial general liability. We can also consider non-package policies for operations that don’t fit the eligibility criteria for the packages.

The following brochures highlight information about the packages as well as additional products and coverages.



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Home Based Business

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residential retail

Residential Rental

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Should I Insure my Golf Clubs and Golf Cart?

Wednesday, August 16, 2017

Storytime… Tomorrow’s office golf tournament came a little sooner than expected. I just got back from trying out a new driver at the range that I had purchased to replace the one that came with my club ... Read more

Trees, Lawns, Shrubs and Plants - Are They Covered?

Tuesday, July 04, 2017

When was the last time you thought about insurance coverage for that tree in your yard? Our guess: likely never. We see a lot of damaged greenery this time of year. We find that homeowners are unaware of the Home ... Read more

What Kind of Insurance Do I Need for My Hair Salon?

Monday, June 05, 2017

Have you always wanted to start up a commercial hair salon, beauty parlour or even a barber shop? Not sure what kind of insurance you will need? The short answer: a Retail Package Policy . A Retail Package Policy ... Read more