payramount-commercial-insurance

Ayr Farmers Mutual offers a variety of commercial package policies to cover most lower hazard operations. Each package provides coverage for property including special extensions, loss of earnings, crime and commercial general liability. We can also consider non-package policies for operations that don’t fit the eligibility criteria for the packages.


The following brochures highlight information about the packages as well as additional products and coverages.

church

Church

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contractors

Contractors

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home-business

Home Based Business

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office

Office

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residential retail

Residential Rental

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retail

Retail

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BLOG POSTS

Insurance for Buildings Under Construction or Renovation

Monday, April 09, 2018

The thought of building something new is exciting. You’ve saved for a long time to build your dream kitchen, to expand your home with an addition or to build a new barn, workshop or garage. Most people consider ... Read more

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more

Are Insurance Rates Higher if Your Local Firehall is Volunteer?

Monday, January 22, 2018

Are home insurance rates higher when your local firehall is volunteer? The short answer is no. When Ayr Farmers Mutual rates a building, we consider three grades of fire protection, which are not conditional on the ... Read more