Ayr Farmers Mutual offers a variety of commercial package policies to cover most lower hazard operations. Each package provides coverage for property including special extensions, loss of earnings, crime and commercial general liability. We can also consider non-package policies for operations that don’t fit the eligibility criteria for the packages.

The following brochures highlight information about the packages as well as additional products and coverages.



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Home Based Business

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residential retail

Residential Retail

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Trees, Lawns, Shrubs and Plants - Are They Covered?

Tuesday, July 04, 2017

When was the last time you thought about insurance coverage for that tree in your yard? Our guess: likely never. We see a lot of damaged greenery this time of year. We find that homeowners are unaware of the Home ... Read more

What Kind of Insurance Do I Need for My Hair Salon?

Monday, June 05, 2017

Have you always wanted to start up a commercial hair salon, beauty parlour or even a barber shop? Not sure what kind of insurance you will need? The short answer: a Retail Package Policy . A Retail Package Policy ... Read more

Should I Insure My Fishing Gear?

Wednesday, May 31, 2017

It’s 6 a.m. You stand at the edge of an old wooden dock to take in the beautiful Ontario scenery. The sun is rising and the fog is slowly lifting. The wind is absent and the water is glass. You see a fish surface in the ... Read more