What Kind of Insurance Do I Need for My Landscaping Business?
Posted on Tuesday, May 23, 2017
Have you always wanted to start up a commercial landscaping business, but don't know what insurance you will need?
The short answer: a Contractor's Package policy.
A Contractor's Package policy offers Property, Crime, Business Interruption and Commercial General Liability (CGL) coverage.
Check out this infographic for key coverages offered on the Contractor's Package Policy that will pertain to your business:
Want to speak to someone in more detail regarding your Landscaping Business? Contact an agent or broker ...
Should I Insure My Engagement Ring?
Posted on Wednesday, May 17, 2017
You’re engaged? Congratulations!
Such an exciting time, but with so many details to think about: DJ or live band? Cake or cupcakes? Insure your engagement ring or don’t?
Hmm… I bet that last question has crossed your mind.
What happens if you lose your ring while on your honeymoon? What happens if it is stolen? It is important to consider the impact of a loss, especially when you are carrying an expensive, flashy piece of hardware on your ring finger. Keep reading below to see what coverage you may have and why it ...
What Kind of Insurance Do I Need for My Craft Business?
Posted on Tuesday, May 09, 2017
Are you considering starting a business to sell your crafts, but not sure what you need for insurance coverage? Here is a handy infographic to help you get started:
6 Things Every Ontario Dairy Farmer Should Consider for Insurance
Posted on Monday, May 01, 2017
We have compiled a list of six important insurance considerations for Dairy Farmers of Ontario. These are coverages that some dairy farmers have not taken advantage of, along with examples of why they are very important.
Keep reading to see if these examples may be relevant to your dairy operation…
1. EQUIPMENT BREAKDOWN
Consider this example – when you buy a refrigerator, the salesperson will suggest the extended warranty to cover the cost of repairs if it breaks down. Now imagine ...
Is My Boat Covered Under My Homeowners Insurance Policy?
Posted on Monday, April 24, 2017
As warmer weather nears, many people are looking to bring their boats out of storage to get ready for summer. This is also the perfect time to ensure that your boat is properly insured before enjoying our Ontario waterways.
Insurance in Ontario is not mandatory on a watercraft; however, your boat is a large investment and should be fully insured, in case of an unfortunate event.
Here are some frequently asked questions regarding what is covered on a Homeowners policy:
Is my small boat and motor covered on my Homeowners policy? ...
What Kind of Insurance Do I Need?
Posted on Monday, April 17, 2017
We want to make commercial insurance less complicated.
As part of our “What Kind of Insurance Do I Need” series, we have created infographics for three business types to point out key commercial insurance coverages and why a business would require them.
This week, we look at a bakery owner, a plumber and a low-rise apartment owner.
Do you have questions about what kind of insurance your business needs? Let us know!
Why Does My Home Cost More To Rebuild Than What I Paid For It?
Posted on Tuesday, April 11, 2017
This handy infographic explains some factors that contribute to calculating the rebuild cost of a home:
AFM declares a 10% Refund of Premiums to qualifying Property Policyholders
Posted on Tuesday, January 24, 2017
Ayr Farmers Mutual Insurance Company is pleased to announce a positive year of financial results for the year ended 2016. After meeting certain financial conditions, the Board of Directors issued a refund of premiums to qualifying members in the amount of $1.4 million. This is the 27th refund in the past 31 years the company has provided to eligible policyholders.
The company experienced overall steady premium growth throughout 2016. Ayr Farmers Mutual was able to improve Policyholder Equity to $51 million.
Chair of the Board, Gerry ...
Notice of the 123rd Annual General Meeting
Posted on Tuesday, January 24, 2017
123rd ANNUAL GENERAL MEETING
TAKE NOTICE that an Annual General Meeting of the Members of Ayr Farmers Mutual Insurance Company will be held at the head office of Ayr Farmers Mutual Insurance Company, 1400 Northumberland Street, Ayr, Ontario on the 3 rd day of March, 2017 at the hour of 2:00 p.m. for the purposes of:
To receive, consider and approve the annual statements for the year ending December 31st, 2016;
To appoint auditors for 2017;
To elect one director for a one (1) year term. With the resignation ...
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Procrastinating Canadians may be short-changed come tax time
Posted on Tuesday, January 03, 2017
Financial savvy can help Canadians do more with their hard-earned money, where their income starts working for them, not the other way around. One of the ways the nation's workforce can be more assiduous with dollars and cents is by preparing now for tax season. Unfortunately, however, putting off the yearly task – due to the unpleasantness associated with taxes – may prevent much of the country from taking advantage of some substantial savings, a newly released survey suggests. The tax filing deadline isn't until early Spring, ...