Home Insurance for Condos

You've worked hard to make your condo home. Protect your personal property, legal interests and more with Condo Insurance from Ayr Farmers Mutual.

Condo Insurance Coverage

Condo owners dread losing personal property to unpredictable damage or theft. Alleviate concern and ensure you're covered with a Condo Insurance Policy. Specifically, your policy will cover:

• Personal Property

  A separate Condo Insurance Policy will cover your personal property in the event of a loss due to damage or theft. 

• Additional Living Expenses

  If you have to vacate your home due to an insured loss, we cover the expenses related to your relocation.

• Additional Coverage

  Covers loss or damage to property that is not considered part of a standard condo unit.

• Unit Improvements

  Covers loss or damage to upgrades that you have made to your condo unit.

• Loss Assessment

  Covers the cost of a special assessment on each unit owner if the condo corporation suffers a loss and requires each unit owner to pay their share of the loss.

• Legal Liability

  Covers you for when you are found to be legally liable for causing unintentional damage to others and their property.

Save Money on Condo Insurance

In addition to the savings you'll enjoy with your Condo Insurance Policy from Ayr Farmers Mutual, you can save even more by taking advantage of the following discounts:

• Multi-Line Discount

  Carry an active automobile policy with Ayr Farmers Mutual and receive additional savings.

• Claims Free Discount

  If you have not made a property insurance claim in the last five years, you'll be eligible for this discount.